Rates
Your Source for the Best Mortgage Rates in Canada
- Your Path to Smarter Home Financing
Locking in the right mortgage rate is key to turning your dream home into a reality while saving thousands over the life of your mortgage. At Neyhit Mortgage, we partner with all major lenders across Canada to secure the most competitive rates for you. Whether you’re buying your first home, switching your mortgage, or refinancing, our expert team is here to guide you through every step of the process. Would you like a few alternative versions too — maybe one a bit warmer or more promotional?
Up-to-Date Mortgage Rates
Rates current as of today, Jun 15.
1 YEAR
4.89 %
Canada’s best variable mortgage rate available today
3 YEAR
4.14 %
Canada’s best variable mortgage rate available today
5 YEAR
4.25 %
Canada’s best variable mortgage rate available today
7 YEAR
5.15 %
Canada’s best variable mortgage rate available today
Benefits of Working with Us
Choose Closed Fixed Rate
- You believe interest rates will rise and want to be protected against an increase.
- You have a low tolerance for market fluctuation.
- You prefer to have the same payment over the course of your term.
- You won't make many prepayments to your mortgage principal.
- You don't plan to sell your home in the near future.
Choose Open Fixed Rate
- You intend to make a prepayment of more than 20% of your mortgage principal.
- You prefer to have the same payment over the course of your term.
- You plan to sell your home in the near future.
Choose Closed Variable Rate if...
- You believe interest rates Will drop and you will benefit.
- You have a high tolerance for market fluctuation.
- You can an increase in your payments in the event of a rate hike.
